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Should I
sign up for automatic bank draft or payment by credit card? |
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You should
chose whatever works best for you. We have purchased special
software to generate your automatic payment safely and accurately using
either payment method. Some customers like to earn frequent flyer
miles on their credit card. Others like the convenience of making
all monthly payments from a particular checking account. The only
difference is the timing of when payments are made. Credit card
payments occur on the 1st day of each new month. Bank draft payments
are setup for the 15th of the month. You can always confirm the
amount and date of your automatic payment from your monthly statement or by calling
us at 554-3209.
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Do I have
to provide confidential bank information? |
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No,
we take only the numbers that appear at the bottom of your check to
generate the automatic bank draft. This is the same information that
you provide to any merchant every time you write a check. For credit
card payments, we need only your credit card number and expiration date.
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Will
I receive a monthly statement? |
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Yes,
you will receive a monthly statement summarizing all activity on
your account from the prior month. You
should receive the statement by the 5th day
of each new month.
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Will I be
giving Owen Cleaners unlimited access to my checking account or credit
card? |
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No,
the AutoPay Authorization form that you sign only authorizes Owen
Cleaners to generate one automatic payment per month.
This payment must be for
the exact amount of your prior month ending balance as shown on your
statement. Should your
automatic payment not go through for any reason, we will call you to make
alternative payment arrangements. We will not generate another
automatic payment on your account until the next
month.
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Does
Owen Cleaners have to abide by special banking rules? |
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Yes,
our local bank requires that Owen Cleaners must follow the ACH rules as
published by the National Automated Clearing House Association (NACHA).
This ensures that your automated payments via AutoPay will be
handled in the same secure manner by which banks generate automatic loan
payments or direct deposits between different banking organizations.
We also abide by all major credit card processor regulations.
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Must
I have a checking or savings account with a particular bank? |
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No,
AutoPay works with virtually any bank, savings and loan association,
brokerage cash management account or credit union. For credit card payments, we accept VISA, MasterCard and American Express.
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Why
must I attach a voided check to my AutoPay Authorization Form? |
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For
bank draft payments, we
need a voided check to make sure that we enter the correct bank account
information into our AutoPay system.
That way you do not need to know how to read the numbers at the
bottom of your check. We know
what those numbers mean and can save you the time of having to call your
bank. Just send us a voided
check along with your authorization form and we will do the rest.
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In
what other ways do I benefit from AutoPay? |
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Writing
one less check a month is not the only way that you benefit with
AutoPay. As
we expand our monthly charge program to more customers with AutoPay, we
will handle less cash, checks and credit card transactions over
the counter. This means faster service and shorter lines for all of our
customers. As an AutoPay customer you can also sign up for free pickup and
delivery from your home or office. In short, it will always pay to be an AutoPay customer!
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Is
AutoPay more secure than sending Owen Cleaners a check in the mail? |
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Yes,
with AutoPay you do not have to worry about your check getting lost in the
mail or otherwise being misplaced. Your electronic payment is
automatically generated by our system, and then transmitted using special
software to our local bank. Our bank then confirms the payment totals with
us before sending your payment electronically on to your bank for final
posting. With AutoPay the entire process is electronic - meaning that very
little is subject to error. That translates into greater security,
accuracy and convenience for you!
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Do
I need to apply for a charge account in order to use AutoPay? |
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Yes,
you need
to establish an AutoPay charge account. It takes just a few minutes
to complete an application. Click on the button below to
View and Print the application in Adobe Reader format. |
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If you would like us to mail you the application, please call us at
554-3209 or send us an email by clicking the button below. |
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Where
do I mail my completed forms? |
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You
can mail your completed AutoPay forms to our main business office at the
following address:
Owen
Cleaners
2858
Lone Oak Road
Paducah,
KY 42003
If
you have any questions, feel free to call us at 554-3209 or email us by
clicking below.
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Send Us a Message |